Zac Townsend: Building the First Bitcoin Economy Insurance Company

In this episode of the Bitcoin Journeys podcast, I am joined by Zac Townsend, a fintech veteran and founder of Meanwhile, the world's first and only Bitcoin-denominated life insurance company.

With roots in Silicon Valley—including stints at Stripe and Y Combinator—Zac brings deep insights into building financial products for a Bitcoin future.

Timestamps:
00:00 - Introduction and Zac's Bitcoin journey beginnings
03:00 - Impact of the 2008 financial crisis on views of money
08:00 - Silicon Valley experiences: Stripe, Y Combinator, and key lessons
13:00 - Inspiration and founding of Meanwhile
18:00 - Life insurance basics and Meanwhile's Bitcoin differentiation
25:00 - Policy mechanics: Payouts, tax benefits, borrowing, and inheritance
30:00 - How yields are generated: Lending model and risk management
36:00 - Balancing ideology, trust, and practical Bitcoin use cases
43:00 - Future of Bitcoin economy and regulatory changes
45:00 - Advice for newcomers and closing thoughts

Follow Prashanth:
X: @ztownsend
Website: meanwhile.bm

Follow Me:
X: @stephan_zimm
Instagram: @bitcoinadvisory

This content is for educational and/or entertainment purposes only.
The views expressed by Stephan Zimmermann and his guests are their own and do not constitute financial advice.

Nothing in the title, thumbnail, description, or video/audio is to be interpreted as investment, tax, or legal advice.

I am not a financial advisor and do not provide financial services as defined by MiCA or other financial regulations.